Protect your investment
A touring caravan or motorhome can represent a significant financial outlay for most caravanners. brand new tourers cost anything from $5,000 - $20,000. It is also a sad fact that every year several hundred caravans are stolen - often from outside the family home.
Obviously there are many security devices on the market, some more effective (and expensive) than others, but at the end of the day, it is essential to have good insurance cover for your prized holiday home.
Minimum cover
Obviously, you need to be covered for replacement or reimbursement if your caravan is stolen, destroyed or damaged beyond repair. This should also include all accessories you have so expensively acquired over the years.
You will also need to be covered for accidental damage, or all kinds of fire, storm, flood, theft and malicious damage.
Most insurers offer recompense for hotel accomodation if your caravan is rendered uninhabitable during a holiday away from home.
It is a wise precaution to include third party liability cover.
Another essential is to have cover for the caravan's contents while you are on holiday. When the van is in storage, no valuables should ever be left inside.
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